The CDAA Plan Compared to an Individual Insurance product
The insurance industry offers a plethora of individual extended health care, dental, and disability insurance plans to the consumer. Advertising from these major insurance companies state that they are the best.
All of the individual insurance products offered are the same, their plan designs are similar and the pricing is within a small percentage difference of each other. All the consumer has to do is "pick one".
These plans have several problems associated with them:
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A member doesn't know what prescriptions cost or what level of services are needed to treat a particular illness. Most consumers are buying on price, believing they have adequate protection.
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Most individual programs have a capped annual maximum for prescriptions, & medical services.
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Out of Country Emergency travel coverage is NOT included in these programs, unless it is purchased as an option.
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The benefits provided for prescriptions, dental, and paramedical services are progressive in value, ie. the longer you own the plan, the higher the value. This is a problem if a member becomes seriously ill immediately after purchasing an individual plan.
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There is no disability, or critical illness coverage provided. These products have to be purchased separately.
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There is no advice offered to help the member obtain the coverage they need.
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Members have no support to assist them with claims.
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Even if a member purchases the best individual program offered, they still will NOT have a product close to the quality offered by the CDAA program.
The CDAA benefit plan provides security, choices, simplicity, competitive pricing, and advice from professionals.
Contact us today for more information, or fill out the application to obtain a no obligation quote!